Last updated: 27 October 2026
Invoice Factoring Xchange (“IFXI,” “we,” “us”) runs ifxi.com. This policy explains what information the site collects, how we use it, and who receives it. It covers this website and the quote, application and contact forms on it.
1. How IFXI and its lending partner handle your request
IFXI connects B2B businesses in Texas, Florida, New York, Illinois, Georgia, Ohio and Pennsylvania with its lending partner. When you submit a form, we forward your request to the lending partner. The lending partner reviews it, runs its own credit review and, if you go ahead, signs the factoring or financing agreement with you.
From that point, the lending partner collects and uses your information under its own privacy policy and agreements. This policy covers only what IFXI and this website collect.
2. Information you give us
The forms on this site ask for the following:
- Quote form: your name, company, email, phone number, industry, monthly invoice volume, typical invoice size, customer payment terms, recourse preference, the type of customer you invoice, and the estimated advance and fee the calculator showed you.
- Application form: legal company name, DBA, industry, entity type, date established, business address, the principal’s name and ownership percentage, email, cell phone, requested credit line, total accounts receivable, whether you factor today, and whether the business has tax liens or merchant cash advances.
- Contact form: your name, company, email, phone number, reason for contact and message.
- Consent: each form records that you submitted it with the consent statement shown above its submit button.
None of the forms asks for a Social Security number, bank account number, government ID or document upload. The lending partner may ask you for documents like these directly during its credit review. Please do not send them through the contact form.
3. Information collected automatically
- Analytics: the site uses Statcounter, a third-party analytics service. It records your IP address, browser and device type, the pages you view, the page that referred you and the time of your visit, and sets one cookie (
sc_is_visitor_unique) to tell first visits from return visits. - Fonts: pages load typefaces from Google Fonts, so your browser sends your IP address to Google when a page loads.
- Server logs: the web server records each request, including IP address and browser type, for security and troubleshooting.
The site runs no advertising cookies, retargeting pixels or social media tracking pixels. You can block or delete cookies in your browser settings, and the site still works without them.
4. How we use your information
- To review your request and forward it to the lending partner.
- To reply to your messages. IFXI or the lending partner may contact you by email or phone about your request, as the consent statement on each form describes.
- To see how visitors use the site and improve it.
- To filter spam and fraudulent form submissions.
- To meet legal obligations and protect our legal rights.
5. Who receives your information
We do not sell or rent your information, and we do not share it for targeted advertising. We share it only with:
- The lending partner: everything you submit through a form, so it can review your request, run its credit review and contact you. Its credit review can include business and personal credit reports, as its application authorizes.
- Service providers: companies that host the site, deliver form notification emails, provide analytics, and maintain the website for us. They use your information only to provide those services.
- Your customers: only if you sign an agreement with the lending partner. The lending partner may then contact your customers (account debtors) to verify invoices and send the Notice of Assignment.
- Authorities and courts: when a law, subpoena or court order requires it.
- A buyer or successor: if IFXI merges, is acquired or sells its assets, your information may transfer as part of that transaction.
6. How long we keep it
Form submissions are stored in the website’s database and in the inboxes that receive form notifications. We keep them as long as we need them to handle your request, keep business records and meet legal obligations. You can ask us to delete them sooner (section 8).
7. Security
The site encrypts traffic with HTTPS. No method of sending or storing data over the internet is completely secure, so we cannot guarantee the security of information you send.
8. Your choices
You can ask us to tell you what information we hold about you, correct it, or delete it. Some states give you these rights by law, and we honor the requests wherever you live, subject to records we must keep.
For information the lending partner holds, contact the lending partner using the details it gave you. To stop email or phone contact about a request, tell us through the contact form.
9. Children
This site is for businesses. It is not directed to anyone under 18, and we do not knowingly collect information from children.
10. Changes to this policy
When we change this policy, we post the new version on this page and update the date at the top.
11. Contact us
Send privacy questions and requests through our contact form, with “Privacy request” in your message.