Apply for Invoice Factoring: Send Your Request

Last reviewed October 2026 by IFXI

Full Factoring Application

Complete the form to begin your application. This secure form takes about 3 minutes.

1. Business Information

Legal Company Name *

DBA (If Applicable)

Industry *

Entity Type *

Date Established *

Business Address *

2. Principal / Owner Information

Full Name *

Ownership % *

Email Address *

Cell Phone *

3. Financing Profile

Requested Credit Line ($) *

Current Total Accounts Receivable ($) *

Are you currently factoring? *

Any open tax liens or MCAs? *

Authorization to Process: By checking this box, the undersigned principal(s) authorizes IFXI to review the provided information and forward it to its lending partner. The lending partner's application authorizes business and personal credit reports and any background screens.

Legal Company Name

DBA

Industry

Entity Type

Date Established

Business Address

Full Name

Ownership

Email

Cell Phone

Requested Credit Line

Current Total Accounts Receivable

Currently Factoring?

Tax Liens or MCAs?

What to know before you apply

What documents are needed to apply for factoring?

The short answer is: copies of the invoices you want funded, a current accounts receivable aging report and a list of the customers you bill. Add the documents your trade uses, such as rate confirmations for freight, timesheets for staffing or pay applications for construction. The lending partner may ask for more during its review.

How long does factoring approval take?

The short answer is that factoring approval comes the same day on a complete request. New accounts close in 2–5 days, which covers account setup and the UCC-1 filing, and invoices fund within 24 hours once the account is active. Missing documents are what usually slow approval down.

Is there a minimum volume to qualify for factoring?

Yes, there is an estimated minimum of approximately $50,000 in monthly invoices. The lending partner sets no maximum, so the amount you can factor grows with your receivables. Invoices must be B2B, undisputed and not past due more than 90 days.

Apply for Invoice Factoring